For health & life insurers
Preventive wellness, without claims
Reward healthy behaviours and reduce downstream cost. Codex Credits turn preventive care into a frictionless member benefit — no receipts, no reimbursement queue, full audit trail.
ROI calculator
Estimate your credit budget
Numbers update live. We assume 1 credit = €2 face value, and apply your bulk-tier discount automatically.
Estimated sessions
1,200
Credits to buy
42,000
You pay
€67,200
20% bulk off
Savings vs. market
€16,800
≈ 20% lower
Compared to €84,000 of average market spend over 6 months. Final invoice may vary by VAT and selected providers.
Lower downstream cost
Members who actually engage with prevention cost less in claims. Codex turns 'we cover therapy' into 'they booked therapy.'
Verified network
All providers are background-checked, certified and GDPR-aligned. No cold marketplace risk on your members.
Audit-ready reporting
Monthly utilisation reports by pillar and cohort. Co-branded redemption flow available at Enterprise tier.
Why it works
- Pre-funded credits replace claim-based reimbursement entirely.
- Bulk discounts of 5–20% on €2/credit face value.
- EU-wide coverage, EUR billing, GDPR-compliant DPA on request.
- API/CSV options for member roster sync.
- Aggregate analytics — never individual session content.
- Brand-safe partner: only verified, rated providers.
Volume pricing
1 Codex Credit = €2. Tier discounts apply automatically.
From 50+ credits
−5%
€95 for 50 credits
From 100+ credits
−10%
€180 for 100 credits
From 250+ credits
−15%
€425 for 250 credits
From 500+ credits
−20%
€800 for 500 credits
Use cases
Preventive add-on
Bundle 24 credits/year into mid-tier policies as a wellness perk. Drives renewal and NPS without underwriting risk.
Behaviour rewards
Award credits for completed health checks, step goals or no-claims periods. Redeemable instantly — not next year.
Group/SME plans
Offer your SME clients an HR-grade wellness layer they can't build themselves. Margin add for you, retention add for them.
FAQs
How does this fit a preventive-care program?
Codex Credits act as a digital wellness benefit attached to a policy. Members redeem them against verified preventive services — physio, mental health, sleep, nutrition — all logged for your reporting.
Can we co-brand the redemption flow?
Yes. We offer a co-branded landing page and member portal at the Enterprise tier. Talk to partnerships about white-labelling.
Do you handle reimbursement?
Codex Credits skip reimbursement entirely — members spend pre-funded credits, so there are no claims, receipts or processing delays.
What data do we get?
Aggregate utilisation, pillar mix, and engagement by cohort. We never share individual session content. Available via dashboard or monthly CSV.
Is the network EU-compliant?
Yes. All coaches are EU-based, GDPR-aligned, and contractually bound to data minimisation. We can provide a DPA on request.
Comparison
How Codex compares to wellbeing & mental-health vendors
Honest snapshot of where Codex sits next to the tools you may already know. Fees are public-list estimates; your mileage will vary.
Codex
EU-native, GDPR-grade. Credits redeem against verified preventative + therapeutic care.
| Competitor | Type | Typical fee / pricing | How Codex differs |
|---|---|---|---|
| Wellhub (Gympass) | Corporate wellbeing | €20–60/employee/month | Gym-heavy, low utilisation. Codex Credits roll over and span coaches, recovery, nutrition. |
| Virgin Pulse / Personify | Corporate wellbeing | €3–8/employee/month + add-ons | Points app with little real care. Codex spends euros on real verified sessions. |
| Headspace for Work | Corporate wellbeing | €60–100/employee/year | Self-serve audio only. Codex includes live therapists, coaches and in-person. |
| Spring Health | Corporate wellbeing | PEPM pricing, US-centric | Clinical mental-health only. Codex covers prevention, fitness and recovery alongside therapy. |
| Lyra Health | Corporate wellbeing | PEPM + per-session fees | Closed therapist network, US. Codex is open EU marketplace, multi-modal. |
| Modern Health | Corporate wellbeing | PEPM, ~$10–15/EE/mo | Coaching app with stock content. Codex matches each employee to verified humans nearby. |
Sources: public pricing pages and operator interviews, 2026. 35 platforms tracked. Have a correction? Email hello@thecodex.world · See all comparisons
Ready to roll out Codex?
Buy credits in minutes, distribute to your people, and review utilisation in real time.